Terms of Service — MKG Enterprises Corp

NMLS ID 1370394 Effective Date: April 16, 2025

1. Acceptance of Terms

By accessing or using the website, services, or SMS communications provided by MKG Enterprises Corp ("Company," "we," "us"), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please discontinue use of our website and services.

2. Services Provided

MKG Enterprises Corp is a licensed mortgage broker and financial services company offering residential and commercial loan origination, refinancing, and related consulting services in California and other licensed states. Loan programs include FHA, VA, USDA, Conventional, Jumbo, Non-QM, DSCR, Bridge, Construction, and Reverse Mortgage products.

3. SMS Communications

By opting in to receive SMS messages from MKG Enterprises Corp, you consent to receive recurring automated text messages, including account updates, appointment reminders, marketing promotions, and service alerts.

• Message frequency: Typically 1–6 messages per month, depending on account activity and service interactions
• Message and data rates may apply based on your mobile carrier's plan
• To opt out: Reply STOP to any SMS message at any time
• For assistance: Reply HELP or call (559) 412-5924
• Your mobile number will not be shared, sold, or rented to third parties, affiliates, or marketing partners for any purpose
• Opt-in consent records are securely retained in accordance with TCPA and CTIA guidelines

4. User Responsibilities

You agree to:

• Provide accurate, current, and complete information when using our services or submitting forms
• Use our website and communications channels only for lawful purposes
• Refrain from engaging in fraudulent, abusive, misleading, or illegal activity through any of our platforms or communications

5. Intellectual Property

All content on this website — including text, graphics, logos, images, and digital assets — is the property of MKG Enterprises Corp and is protected by applicable copyright and intellectual property laws. Reproduction, distribution, or use without prior written permission is prohibited.

6. Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to accuracy, completeness, or fitness for a particular purpose. Loan approval is subject to qualification, underwriting review, and lender requirements. Nothing on this website constitutes a commitment to lend.

7. Limitation of Liability

To the fullest extent permitted by law, MKG Enterprises Corp shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of — or inability to use — our website, services, or SMS communications.

8. Third-Party Links

Our website may contain links to third-party websites or services not operated or controlled by MKG Enterprises Corp. We are not responsible for the content, privacy practices, or accuracy of any third-party sites. Visiting linked sites is at your own risk. We encourage you to review the privacy policies of any third-party websites you visit.

9. Data Retention

MKG Enterprises Corp retains personal information, including mobile numbers, SMS consent records, and communication logs, for as long as necessary to provide our services and as required by applicable laws and regulations. This includes SMS opt-in records retained for audit and compliance purposes.

10. Governing Law

These Terms of Service are governed by the laws of the State of California. Any disputes arising from or relating to these Terms shall be resolved in Fresno County, California.

11. Changes to These Terms

MKG Enterprises Corp may update these Terms of Service at any time. Changes will be posted on this page with an updated effective date. Continued use of our website or services after changes are posted constitutes your acceptance of the revised Terms.

12. Contact Us

For questions about these Terms or your rights, contact us at:

MKG Enterprises Corp 

4021 N Fresno Street, Suite 107 Fresno, CA 93726 

Phone: (559) 412-5924 

Email:info@mkgenterprisescorp.com 

Website:www.mkgenterprisescorp.com/terms-of-service