At MKG Enterprises Corp, our Commercial Lending Team specializes in providing flexible financing solutions for multifamily (5+ units), mixed-use, and multi-tenant office properties in Tier 1 metro markets such as Los Angeles, San Francisco, San Diego, Silicon Valley and more.
We win the deals that traditional insurance companies, agency lenders, and large banks decline by offering customized loan structures with greater flexibility and speed.
Specialized Loan Programs
✔ Super Jumbo Loans (Up to $30MM+) – Ideal for luxury estates and high-value investments
✔ Privacy Mortgages – Designed for high-profile clients who need discreet, customized financing
✔ Luxury Real Estate Loans – Tailored for high-net-worth buyers acquiring exclusive properties
✔ Asset Qualifier & DSCR Loans – Investor-friendly financing with no tax returns or W-2s required
✔ Cross-Collateralization Loans – Purchase SFR with just 10% down without liquidating assets
✔ Multifamily & Commercial Financing – No maximum unit limits, with competitive terms and strategic investment guidance
✔ 1031 Exchange Alternative- Maximizing Cash Flow & Tax Efficiency with IRC 453
Permanent Financing Solutions:
🔹Property Types: Multifamily (5+ units), mixed-use, multi-tenant office, retail, industrial, and hospitality
🔹Loan Amounts: Starting at $1MM+
🔹Rates: Starting at 6.875%
🔹Maximum LTV: 70%
🔹Recourse: Full recourse, with non-recourse options for loans below 50% LTV
🔹 Construction Loans – $10MM+ loan amounts
🔹 Bridge Loans – $3MM+ loan amounts
🔹 Rates: Floor rates starting at 8.5%
🔹 Loan-to-Cost (LTC): Up to 55% (allowing second positions)
🔹 NEW Stretch Bridge Program: Up to 75% LTV
🔹 Loan Terms: 12-36 months with extensions available
🔹 Recourse: Typically full recourse, but flexible for strong sponsors: borrowers with exceptional financial strength, strong liquidity, and a proven track record in real estate investments
Non-QM Loan Solutions – Multifamily (5+ Units) & More:
🔹 Loan Amounts: Up to $30MM+
🔹Flexible underwriting for self-employed and high-net-worth individuals
🔹Alternative income documentation options
🔹 Custom-tailored solutions for unique borrower needs
🔹 Multifamily (5+ units), mixed-use, and commercial property financing
🔹 Cash-flow-based underwriting with DSCR options available
🔹 Book a Meeting“Non-QM made easy, up to $30MM Commercial Realty!”
🔹Call: (559) 412-7248
For California residents only. Marshawn Keith Govan is licensed in CA. MKG Enterprises Corp strives to provide accurate and up-to-date information. However, there may be inadvertent technical or factual inaccuracies, typographical errors, or changes in loan terms that are not immediately reflected in this material. MKG Enterprises Corp makes no warranties or representations as to the accuracy of the information provided and specifically disclaims any liability for errors or omissions. Information presented in this flyer is subject to change without prior notice and should not be considered as financial, legal, or tax advice. Please consult with a qualified professional for specific guidance.
All loan programs are subject to credit approval and property eligibility. Loan terms, interest rates, and guidelines are subject to change at any time without prior notice.
Commercial multifamily loans are intended for investment properties and typically qualify based on property cash flow, rental income, and debt service coverage ratio (DSCR) rather than personal income. Loan approval is subject to lender guidelines, credit evaluation, and property eligibility.
All loan products and services are available to qualified applicants without regard to race, color, religion, national origin, sex, marital status, or any other protected status.
MKG Enterprises Corp (NMLS ID #1370394) is licensed under the California Department of Financial Protection and Innovation (Financing Law License #60DBO-45224). Loans made or arranged pursuant to a California Financing Law license. For licensing information, visit www.nmlsconsumeraccess.org
