Mixed-Use Property Loans




Mixed-Use Property Loans


  • Minimum 51% Residential Maximum 70% Loan-to_Value
  • No Companies Hazard Materials (Dry Cleaner, Automotive Repair)
  • 8.50% to 9.125% APR
  • Score Down to 575
  • Minimum 1.0 DSCR required for Business Purposes
  • Single Commercial Property
  • No cannabis allowed
  • 30-year fixed mortgage


Manufactured homes


  • Maximum 70% Purchase and 65% Refinance
  • Minimum 575 FICO
  • Consumer of Business Purpose
  • Must be affixed to the permanent foundation
  • Must be built after 1976
  • Must be at least double wide
  • No PUD allowed
  • Alta 7 Endorsement Title
  • Fee Simple 30-year fixed mortgage