Investor Small Balance Multifamily Program





Multifamily Properties DSCR Loans 5-24 Units


  • Apartment Building
  • Qualifies solely off DSCR Annual NOI Net Operating Income / Annual PITI payment
  • 5-24 Units
  • 1.0 DSCR ratio
  • Min Occupancy at closing 85%
  • 70% LTV Purchase 65% LTV Refinance
  • Interest Only available
  • Only require 6 months' reserves
  • 30-year fixed mortgage
  • 625 FICO
  • Loan amounts from $250K to $3M
  • No deposits required
  • Single Asset Entities Only
  • Minimum 6 months P&I in Reserve


Multifamily Properties DSCR Loans 5-24 Units available in 39 States for business purposes or non-owner occupied.


AL, AR, CA, CO, CT, DE, DC, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MS, MT, MO, NE, NH, NM, NY, OH, OK, OR, PA, RI, SC, TX, UT, VA, VT, WA, WV, WI, WY